Płatność za wizytę domową: ile kosztuje i kto płaci?

When you need a doctor to come to your home, the first question isn't always about symptoms — it's about płatność za wizytę domową, opłata za usługę medyczną przeprowadzaną w miejscu zamieszkania pacjenta. Also known as koszt wizyty domowej, it can range from free to over 800 zł, depending on who you are and when you call. Many think if you're covered by NFZ, you get home visits for free — but that’s not always true. In practice, NFZ covers home visits only for patients who truly can't move — seniors, people with severe mobility issues, or those recovering from major surgery. If you're just too lazy to leave the house, you'll pay.

That’s where prywatna wizyta lekarza, usługa medyczna płatna bezpośrednio przez pacjenta, niezależna od systemu NFZ. Also known as wizyta prywatna, it becomes the only option. Companies like LUX MED or Medicover charge between 150 and 400 zł for a general practitioner, and up to 800 zł for specialists like neurologists or psychiatrists. Weekends, nights, and holidays? Prices jump. You’re paying for convenience, speed, and availability — not just the doctor’s time.

And what about NFZ wizyta domowa, bezpłatna wizyta lekarza zarejestrowanego w systemie NFZ, przeprowadzana w domu pacjenta spełniającego określone warunki. Also known as opieka domowa NFZ, it doesn’t mean you can just call anytime. You need a referral from your family doctor, and they’ll only approve it if your condition is serious enough. If you’re sick with flu but can walk to the door, you’ll be told to wait for the next clinic opening. But if you’re bedridden, in pain, or have a child under one with high fever — then yes, they’ll come. No charge. No questions asked.

There’s also the hidden layer: what happens if you don’t pay for a private visit? Nothing — unless you’re using insurance. Private clinics don’t report payments to NFZ, and NFZ doesn’t track them. Your medical history stays private, but so does your payment record. No one knows you paid 350 zł for a psychiatrist unless you tell them.

So who really pays? If you’re under 65 and healthy enough to move — you pay. If you’re elderly, disabled, or very ill — NFZ pays. If you want it fast, on a Sunday, or from a specialist — you pay more. There’s no magic rule. It’s about need, timing, and who you are.

Below you’ll find real examples from Warsaw — what psychiatrists charge on a Friday night, how much LUX MED bills for a weekend visit, and why some people pay 800 zł for a neurologist while others get the same service for free. No theory. No fluff. Just what people actually pay — and why.